.page-hero{background:#0D2D63;color:#fff;padding:56px 0 48px}
.page-hero .eyebrow{color:#FF6A00;letter-spacing:.08em;font-size:12px;font-weight:700;text-transform:uppercase}
.page-hero h1{font-size:clamp(32px,4vw,48px);line-height:1.1;letter-spacing:-.03em;margin:10px 0 12px;color:#fff}
.page-hero p{margin:0;max-width:640px;color:#d7e0ec;font-size:18px}
.pr-wrap{padding:56px 0 24px}
.pr-block{margin:0 0 48px;max-width:800px}
.pr-block h2{font-size:clamp(24px,3vw,32px);color:#0D2D63;letter-spacing:-.03em;margin:0 0 10px}
.pr-lead,.pr-block p{color:#566176;font-size:17px;line-height:1.6;margin:0 0 16px}
.pr-steps{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.pr-steps li{border:1px solid #e6eaf0;border-radius:16px;padding:20px 22px;background:#fff}
.pr-steps strong{display:block;color:#0D2D63;font-size:18px;margin-bottom:6px}
.pr-steps span{color:#566176;font-size:15px;line-height:1.5}
.pr-cta{background:#10264A;color:#fff;padding:48px 0}
.pr-cta .eyebrow{color:#FF6A00;margin:0 0 8px}
.pr-cta h2{color:#fff;font-size:clamp(26px,3vw,36px);margin:0 0 10px}
.pr-cta p{color:#d7e0ec;margin:0}
.pr-cta .cta-row{display:flex;align-items:center;justify-content:space-between;gap:24px}
@media(max-width:900px){
  .page-hero{padding:40px 0 32px}
  .pr-wrap{padding:40px 0 8px}
  .pr-cta .cta-row{flex-direction:column;align-items:flex-start}
  .pr-cta .btn{width:100%}
}
.pr-how{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:40px;
  align-items:center;
  margin:0 0 48px;
}
.pr-how-copy{max-width:none}
.pr-photo{margin:0}
.pr-photo img{
  width:100%;
  height:auto;
  max-height:420px;
  object-fit:cover;
  object-position:center 40%;
  border-radius:16px;
  display:block;
}
@media(max-width:900px){
  .pr-how{grid-template-columns:1fr;gap:24px}
  .pr-photo img{max-height:220px;object-position:center 45%}
}

.footer-disclaimer p{margin:0;line-height:1.45}
.footer-disclaimer{padding-top:14px}